Access Ghazanfar Bank's comprehensive range of corporate banking services — from international fund transfers and digital statements to trade finance solutions — all designed with security, transparency, and ease of use.
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7 services
Digital & reporting
Corporate internet banking
Experience seamless and secure banking with Ghazanfar Bank Internet Banking, powered by the OBDX (Oracle Banking Digital Experience) platform.
Features & getting started
Bulk Transfers within GB (for Corporate Clients)
Bulk Transfer to hundreds of wallets in single clicks
Multiple Authorization Layers in Corporate Accounts
Corporate customers must visit their nearest Ghazanfar Bank branch and submit a completed user creation request form. Once the user is created, the login credentials will be sent via SMS and email.
Ghazanfar Bank provides international SWIFT services, enabling secure, reliable, and traceable fund transfers for traders, companies, and institutions.
Through its extensive network of international correspondent banks, customers can make payments and transfer funds to various countries with greater confidence, while also staying informed about the status and progress of their transfers.
Features & getting started
Secure, reliable, and traceable fund transfers for traders, companies, and institutions.
Payments and fund transfers to various countries through international correspondent banks.
Stay informed about the status and progress of your transfers.
All sender identification documents must be original. Accurate beneficiary details are essential to ensure a smooth transfer.
Our Internet banking service offers you easy access to your accounts from any device—whether it's a PC, laptop, tablet, or mobile phone—anytime, anywhere. This cutting-edge solution delivers a personalized and secure banking experience, designed to meet your needs in today’s fast-paced digital world.
Features & getting started
View and Download Account statement
Customized Statement Generation
Online Account Information
Corporate customers must visit their nearest Ghazanfar Bank branch and submit a completed user creation request form. Once the user is created, the login credentials will be sent via SMS and email.
With SMS Banking, you can stay informed about your bank account balances and transaction details directly on your mobile phone through instant alerts for any debits or credits in your account.
Features & getting started
Withdrawals and Deposits
Salary Credits
Purchases
Account-to-Account Transfers
Visit your nearest Ghazanfar Bank branch to complete a simple form and subscribe to our SMS Banking services, or contact [email protected] from your registered email to avail and complete form.
We're excited to offer you the Master Debit Card (Golden and Red) – a Mastercard-branded card that provides easy access to your account, wherever you are, whenever you need it.
Features & getting started
Withdraw cash from local ATMs within the country.
Purchases at Merchants: Pay for purchases at merchant locations via POS terminals worldwide.
Shop online at any website that accepts Mastercard.
To apply for a GB Master Debit Card, you need to have a savings, current, or salary account with Ghazanfar Bank. If you’re already a client, simply visit any of our branches, and our staff will assist you in filling out the application form and gathering the necessary documents.
Bid, Performance, Advance Payment, Retention and Counter Guarantees based on Kafala (guarantee) and Wakalah (agency), subject to applicable Shariah principles and approved contractual arrangements.
Features & getting started
Bid Guarantee (Bid Bond)
Performance Guarantee
Advance Payment Guarantee
Retention Guarantee
Counter Guarantee
Contact Ghazanfar Bank to discuss your trade transaction, guarantee or approved line of credit and the applicable terms and requirements.
A Line of Credit is an approved banking facility provided by Ghazanfar Bank to eligible businesses to support their trade finance requirements and commercial activities. It enables customers to access funded or non-funded facilities, including Bank Guarantees, Letters of Credit, and Shariah-compliant trade financing, within an approved limit as indicated in the line of credit. This facility strengthens businesses' financial capacity, facilitates participation in larger commercial contracts, and supports business expansion, subject to the Bank's credit assessment, collateral, and approval requirements.
Features & getting started
Funded & non-funded
Approved credit limit
Credit assessment, collateral & approval
Contact Ghazanfar Bank to discuss your trade transaction, guarantee or approved line of credit and the applicable terms and requirements.
Corporate customers must visit their nearest Ghazanfar Bank branch and submit a completed user creation request form. Once the user is created, the login credentials will be sent via SMS and email.
We're excited to offer you the Master Debit Card (Golden and Red) – a Mastercard-branded card that provides easy access to your account, wherever you are, whenever you need it.
Local AfPay Debit Cards
Ghazanfar Bank is excited to introduce the AfPay Debit Card, empowered by the Afghanistan Payment System (APS) – the national e-card scheme of Afghanistan.
Withdraw cash from all local ATMs within the country.
Pay for purchases with lower fees at merchant locations via POS terminals within the country.
Card-to-Wallet/Wallet-to-Card: Link your AfPay debit card to your local e-Wallet and perform Card-to-Wallet and Wallet-to-Card transactions.
We're excited to offer you the Master Debit Card (Golden and Red) – a Mastercard-branded card that provides easy access to your account, wherever you are, whenever you need it.
Withdraw cash from local ATMs within the country.
Purchases at Merchants: Pay for purchases at merchant locations via POS terminals worldwide.
Shop online at any website that accepts Mastercard.
Master Debit Card Golden & Red
We're excited to offer you the Master Debit Card (Golden and Red) – a Mastercard-branded card that provides easy access to your account, wherever you are, whenever you need it.
Withdraw cash from local ATMs within the country.
Purchases at Merchants: Pay for purchases at merchant locations via POS terminals worldwide.
Shop online at any website that accepts Mastercard.
Platinum Credit Card
100% Shariah-Compliant – Designed based on the Ujrah model (fee-based structure) in accordance with Islamic banking principles.
No Interest (Riba-Free) – Absolutely no interest charges; all transactions are fully compliant with Islamic finance guidelines.
Global Acceptance – Use anywhere MasterCard is accepted, both domestically and internationally.
ATM & POS Access – Withdraw cash or make purchases easily and securely.
Classic Credit Card
100% Shariah-Compliant – Designed based on the Ujrah model (fee-based structure) in accordance with Islamic banking principles.
No Interest (Riba-Free) – Absolutely no interest charges; all transactions are fully compliant with Islamic finance guidelines.
Global Acceptance – Use anywhere MasterCard is accepted, both domestically and internationally.
ATM & POS Access – Withdraw cash or make purchases easily and securely.
Guarantees and business facilities
Explore Ghazanfar Bank's range of corporate banking services — built to keep your business connected, informed, and supported every step of the way.
Bid Guarantee (Bid Bond)
Ghazanfar Bank issues Shariah-compliant bid guarantees based on Kafala (guarantee) and Wakalah (agency), subject to applicable Shariah principles and approved contractual arrangements. Accordingly, a Bid Guarantee is issued by Ghazanfar Bank on behalf of businesses participating in government, private-sector, or international procurement tenders. It provides financial assurance to the project owner that the bidder will honor its submitted offer, sign the contract if awarded, and fulfill the relevant tender requirements. Ghazanfar Bank issues bid guarantees on flexible and competitive terms based on Sharia compliant principles.
Ghazanfar Bank issues Shariah-compliant performance guarantees based on Kafala (guarantee) and Wakalah (agency), subject to applicable Shariah principles and approved contractual arrangements. A Performance Guarantee provides financial assurance to a project owner or beneficiary that a contractor, supplier, or service provider will fulfill its contractual obligations according to agreed terms and specifications. Ghazanfar Bank issues these guarantees to support construction, infrastructure, procurement, and commercial projects across Afghanistan and overseas. Performance guarantees are issued by Ghazanfar Bank on flexible and competitive terms based on Sharia compliant principles.
Ghazanfar Bank issues Shariah-compliant advance payment guarantees based on Kafala (guarantee) and Wakalah (agency), subject to applicable Shariah principles and approved contractual arrangements. An Advance Payment Guarantee is issued by Ghazanfar Bank to secure advance payments made by project owners or purchasers to contractors and suppliers. It assures the beneficiary that the advance payment can be recovered if the recipient fails to fulfill the obligations covered by the guarantee. This instrument facilitates project mobilization, procurement of materials, and commencement of contractual activities while protecting the beneficiary's financial interests. Advance Payment Guarantees are issued on flexible and competitive terms based on Sharia compliant principles by Ghazanfar Bank.
Ghazanfar Bank issues Shariah-compliant retention guarantees based on Kafala (guarantee) and Wakalah (agency), subject to applicable Shariah principles and approved contractual arrangements. A Retention Guarantee enables contractors and suppliers to receive funds that would otherwise be withheld by project owners as retention money under a contract. Ghazanfar Bank provides this guarantee as financial security for the contractor's outstanding obligations, including the correction of defects or completion of remaining works during the agreed period. This arrangement improves contractors' cash flow while maintaining financial protection for project owners. As for the types of guarantees, this guarantee to is issued by Ghazanfar Bank at flexible and competitive sharia compliant terms.
Ghazanfar Bank issues Shariah-compliant counter guarantees based on Kafala (guarantee) and Wakalah (agency), subject to applicable Shariah principles and approved contractual arrangements. A Counter Guarantee is issued by Ghazanfar Bank in favor of another bank, typically located outside Afghanistan, to facilitate the issuance of a local Bank Guarantee for an Afghan business undertaking an international transaction. It assures the foreign issuing bank of reimbursement in accordance with the Counter Guarantee's terms. This instrument supports Afghan businesses in accessing international trade and procurement opportunities, subject to correspondent banking arrangements and applicable regulatory and sharia requirements.
Ghazanfar Bank issues Shariah-compliant letters of credit based on Wakalah (agency), ensuring that the underlying contractual arrangements, agency fee structure, and operational procedures comply with applicable Shariah principles and the requirements approved by the Bank’s Shariah Board. A Letter of Credit is a trade finance instrument issued by Ghazanfar Bank on behalf of an importer, providing a payment undertaking to an exporter upon presentation of documents complying with the LC's terms and conditions. It facilitates secure domestic and international trade by reducing payment-related risks and strengthening confidence between buyers and sellers. Ghazanfar Bank supports eligible LC transactions through available international banking channels and Shariah-compliant arrangements, subject to applicable regulatory and compliance requirements.
A Line of Credit is an approved banking facility provided by Ghazanfar Bank to eligible businesses to support their trade finance requirements and commercial activities. It enables customers to access funded or non-funded facilities, including Bank Guarantees, Letters of Credit, and Shariah-compliant trade financing, within an approved limit as indicated in the line of credit. This facility strengthens businesses' financial capacity, facilitates participation in larger commercial contracts, and supports business expansion, subject to the Bank's credit assessment, collateral, and approval requirements.
Explore our comprehensive range of corporate banking products designed to support your business growth and financial success.
Business Accounts
Open a Shariah-compliant corporate current account with full access to online banking, cash management tools, and dedicated relationship managers — designed around your business needs.
Explore Murabaha financing for MSMEs and corporate customers, agriculture, women entrepreneurs, business vehicles, gold-backed needs and solar energy, with transparent, pre-agreed terms.
Ghazanfar Bank issues Shariah-compliant letters of credit based on Wakalah (agency), ensuring that the underlying contractual arrangements, agency fee structure, and operational procedures comply with applicable Shariah principles and the requirements approved by the Bank’s Shariah Board.
Equip your business with Shariah-compliant corporate debit cards. Manage employee expenses, settle vendor payments, and access cash from ATMs across Afghanistan — with zero Riba and zero hidden fees.
Ghazanfar Bank's Corporate Banking provides comprehensive Shariah-compliant financial solutions tailored for businesses across Afghanistan. From business accounts and trade finance to corporate cards and working capital Financing — we partner with your business to fuel growth through transparent, interest-free banking.
Our Internet banking service offers you easy access to your accounts from any device—whether it's a PC, laptop, tablet, or mobile phone—anytime, anywhere. This cutting-edge solution delivers a personalized and secure banking experience, designed to meet your needs in today’s fast-paced digital world.
