Accounts
Open a Shariah-compliant Current Qard ul Hasan account, or Mudarabah Savings and Fixed Deposit Account. Enjoy zero monthly fees, free debit cards, and full online banking access — tailored for your everyday financial needs.
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Personal banking / Accounts
For today.
For what’s next.
Choose from our range of Shariah-compliant personal bank accounts designed to meet your everyday banking needs with security and transparency.
Three account options. Your choice of direction.
Compare Types
Choose the account that best fits your banking needs and lifestyle
| Service | Current Qard ul Hasan Account | Mudarabah Savings Account | Mudarabah Fixed Deposit Account |
|---|---|---|---|
| Monthly Maintenance Fee | Free | Free | Free |
| ATM Withdrawal Charges | First 5 free, then AFN 50 | Unlimited free | First 10 free, then AFN 50 |
| Domestic Transfer Fee | Free | Free | Free |
| International Transfer Fee | AFN 500 | AFN 300 | AFN 400 |
| Minimum Balance | No minimum | AFN 10,000 | No minimum |
Start with what matters to you
Your account.
Your way forward.
Explore everyday access, flexible savings
and a deposit for longer-term plans.
Current Qard ul Hasan Account
A Shariah-compliant current account based on the Qard principle, offering safe everyday banking with deposits payable on demand and no profit or loss.
- Deposits payable on demand
- Unlimited transactions
- Free cheque book for the first time
- In compliance with Shariah principles
Published opening depositUSD 100 or equivalent
Minimum balanceAFN 1,000 or USD 20
How this account works
The current Qard ul Hassan Account is based on the contract of Qard between the depositor and Ghazanfar Bank, as guarantor . It provides a safe and guaranteed banking facility whereby the customer's deposit is payable on demand. The account offers unlimited transactions, a free cheque book for the first time and monthly statements, all in full compliance with Shariah rules and principles.
On closure of the account before three months. Cheque books are issued only with the permission of the Branch Head; the first 25-leaf cheque book is issued free and each subsequent book is charged USD 10.
A clearer view
The details, side by side.
| What matters to you | 01Current Qard ul Hasan Account | 02Mudarabah Saving | 03Mudarabah Fixed Deposit Account |
|---|---|---|---|
| Opening deposit | USD 100 or equivalent | USD 100 or equivalent | AFN 10,000 or USD 200 |
| Minimum balance | AFN 1,000 or USD 20 | AFN 1,000 or USD 20 | AFN 10,000 or USD 200 |
| Profit arrangement | No profit sharing | Agreed share of earned profit | Agreed profit-sharing ratio |
| Access to funds | Funds available on demand | Withdrawals when required | Part withdrawal available |
| Published product details | View details | View details | View details |
Amounts reflect the bank’s published product pages. Confirm current terms with your branch. Mudarabah returns depend on earned profit; a fixed return is not promised.
Ready when you are
A little preparation.
A simpler visit.
Adults can apply individually or jointly. Take the published supporting documents to your branch and discuss which account fits your needs.
Find your nearest branch01
Proof of identity
Such as a passport or another identification document accepted by the bank.
02
Proof of address
The published requirements refer to a Tazkira as address proof.
03
A recent photograph
Bring a recent photograph for your account-opening documents.
04
For a current account
The source also lists an introduction from an existing account holder.
Personal Banking
Ghazanfar Bank's Personal Banking gives you secure, Shariah-compliant access to your accounts through our advanced OBDX digital platform. Manage your finances, transfer funds, and access all banking services from any device — anytime, anywhere.
Our Personal Banking Products
Explore our comprehensive range of banking products designed to support your financial journey.
Consumer Financing
Explore gold-backed financing for eligible personal and business needs and solar financing for households and businesses. Murabaha Car Financing supports business vehicle purchases.
Read moreService
Grow your wealth the Halal way with our Mudarabah Savings Account or Mudarabah Fixed Deposit. Earn profit-sharing returns on your deposits in full compliance with Islamic banking principles.
Read moreCards
Access your money anytime with our Shariah-compliant EMV debit cards. Enjoy contactless payments, free ATM withdrawals nationwide, and worldwide acceptance — with zero Riba and zero hidden fees.
Read moreA conversation makes a difference
Let’s take your
next step together.
Our team can help you explore the options and confirm the details that matter to you.
Product information adapted from Ghazanfar Bank’s official website (opens in a new tab). Confirm current availability, charges and requirements with the bank.
GB Online
Internet banking:
Our Internet banking service offers you easy access to your accounts from any device—whether it's a PC, laptop, tablet, or mobile phone—anytime, anywhere. This cutting-edge solution delivers a personalized and secure banking experience, designed to meet your needs in today’s fast-paced digital world.
- Online Account InformationCustomized Statement Generation
- Internal Fund transfer within Ghazanfar BankScheduling Future Transfers
- Cards & Cheque Book Request & BlockingCard blocking in case of lost cards
